Home Loan Hack for 2026 – A Temporary Buydown Can Help You Save!

Home Loan Hack for 2026 – A Temporary Buydown Can Help You Save!

In this video, I explain a strategy we're using to navigate the current real estate market with higher price points and interest rates. I discuss the impact of these factors on home prices and rental rates, as well as the importance of considering the long-term benefits of homeownership. I also present different transaction scenarios, including conventional loans and temporary buy-down options, to help you understand how these strategies can make homeownership more affordable. By the end of the video, you'll have a clearer understanding of whether it makes sense to purchase a home now or wait for interest rates to potentially decrease.

Cost of Waiting 1 year vs Buying Today w/ a 2/1 Temp Buydown

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Steve 24-7 — Clarity, Confidence, and Next Steps

The Steve Combs Team Difference: Your Pre-Approval Letter

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Typical Needed Documents Required for Your Loan Approval

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DO's and DON'Ts During the Home Buying Process

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Homebuyer Tools

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Introduction to The Modern Home Buying Experience

Win the Offer with Homebuyer's Edge

Before they buy, refinance, or sell — make sure they start here.

Mortgage Interest Rate Buy-Downs Explained

How a Strategically Applied Temporary Buy-Down Can Help You Save!

Steve Combs' Weekly Market Brief

National Rate Averages

Historical Trend

Source: Optimal Blue Mortgage Market Indices (OBMMI). Indices reflect aggregate rate lock data. Learn more.

So helpful!

“Steve was amazing right from the beginning! He is clearly very knowledgable and is able to explain everything in a way that is easy to understand. He was very detail-oriented and worked to ensure we were well taken care of. Even with the bumps at the end (not due to any fault of his own!), we were very confident in Steve's ability to work everything out and for our benefit. We are so glad that we decided to trust Steve while buying our first home!”

A
amber noegel

Excellent Loan Officer!!

“Steve did a great job ! My husband and I were both first time homebuyers and he made sure we knew what was going on every step of the way. He made our experience smooth and wonderful! We will definitely use him in the future and refer him to our family and friends.”

J
julie castrolawfirm