Mortgage Strategist at Cornerstone Home Lending
In this video, I explain a strategy we're using to navigate the current real estate market with higher price points and interest rates. I discuss the impact of these factors on home prices and rental rates, as well as the importance of considering the long-term benefits of homeownership. I also present different transaction scenarios, including conventional loans and temporary buy-down options, to help you understand how these strategies can make homeownership more affordable. By the end of the video, you'll have a clearer understanding of whether it makes sense to purchase a home now or wait for interest rates to potentially decrease.
Source: Optimal Blue Mortgage Market Indices (OBMMI). Indices reflect aggregate rate lock data. Learn more.
“Steve is the best lender I've work with to date. He was very detailed from initial offer to closing and always kept me up to speed as to where I was in the process. I'll will be recommending him to anyone in the market for a home.”
adam
“Steve Combs was great to work with! He’s very friendly, efficient and communicative throughout the entire process. He has helped me with the purchase of now 2 houses and would highly recommend him and Cornerstone Home Lending.”
marcia beazley
“Steve Combs and his teams are best, if anyone looking to buy house first thing first, don’t hesitate to call Steve and get pre approval. I highly recommend”
rifz time
“Fantastic experience working with Steve and his team! Everyone was highly communicative throughout our home buying process and helped us navigate as first time home buyers. Highly recommend!”
kayla titialii-torres
“Steve Combs and his team were wonderful to work with. Very patient and explained our options well. Thanks for your help in making our dream come true!”
nancy lee
“Steve was amazing right from the beginning! He is clearly very knowledgable and is able to explain everything in a way that is easy to understand. He was very detail-oriented and worked to ensure we were well taken care of. We are so glad that we decided to trust Steve while buying our first home!”
amber noegel
“Steve was amazing right from the beginning! He is clearly very knowledgable and is able to explain everything in a way that is easy to understand. He was very detail-oriented and worked to ensure we were well taken care of. Even with the bumps at the end (not due to any fault of his own!), we were very confident in Steve's ability to work everything out and for our benefit. We are so glad that we decided to trust Steve while buying our first home!”
“Steve Combs was very professional and hands on. I purchased from out of state and working with him was the easiest part of the whole process. My experience with Steve was smooth and straightforward and I feel he had my best interest at heart. Thank you!!”
ashley ellison
“Steve Combs is one of the best lenders I worked with. He treating his clients with professionalism and really care about getting the best terms on the loan for his clients. It’s not about his interest, it’s about what ever it takes to make his customers happy. I always refer my clients to Steve Combs.”
natalya ford,