17850 4th St

17850 4th St

Tall Timbers, MD 20690

$469,000

Pending

4 Beds
3.5 Bath
Built 2012
2 Stories
2,495 sq ft
7,840 Lot sq ft
+ 31 Photos
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Coastal Charm Meets Modern Comfort in Tall Timbers

17850 4th Street | 4 Beds | 3.5 Baths | 2,450+ Sq Ft

Discover coastal living at its finest in this beautifully designed home just minutes from Saint George Island, public boat ramps, beaches, parks, and all the waterfront recreation Southern Maryland offers.

Property Highlights

  • 4 spacious bedrooms & 3.5 baths across more than 2,450 sq. ft.
  • Gleaming hardwood floors & 9 ft ceilings throughout the main level
  • Flooded with natural light thanks to an open-concept coastal design
  • Gourmet kitchen featuring:
  • Granite countertops
  • 42-inch cabinetry
  • Stainless steel appliances
  • Gas cooking
  • Wet bar for effortless entertaining
  • Living room with gas fireplace — cozy evenings made simple
  • Bedroom level includes:
  • Jack-and-Jill bath
  • Private primary suite with upgraded LVP flooring in the primary bath
  • Dual-zone HVAC for year-round comfort
  • Reverse osmosis water filtration system
  • Oversized garage with 12 ft ceilings and a walk-in crawl space
  • Public sewer (rare for the area!)
  • Expansive refinished deck with updated deck boards & fresh stain
  • Enjoy a quiet farm backdrop and peaceful outdoor living
  • 10 minutes or less to Route 5 shopping, dining, and amenities
  • Easy commute to PAX River NAS

Special Financing Available Through Cornerstone Home Lending

This home qualifies for exclusive loan options offered by Steve Combs, Area Manager & Senior Mortgage Strategist at Cornerstone Home Lending—designed to make owning this coastal retreat easier and more affordable.

Ask About:

  • Payment-lowering strategies tailored to today’s improving rate market
  • Low-down-payment options for qualified buyers
  • Cash-flow-focused loan structures ideal for move-up buyers
  • Programs designed for military buyers & PAX River NAS personnel
  • Total Cost Analysis (TCA) to compare all financing scenarios side-by-side
  • Fast, local, Southern Maryland–based underwriting & support

Connect with Steve before touring to understand your numbers and secure a strong buying position:

Visit: MeetSteveCombs.com

Mortgage and Real Estate Questions After Hours? Visit AskSteve247.com

Love the Coast. Live the Coast.

This Tall Timbers gem offers the perfect blend of quiet, coastal living with modern convenience just minutes from everything that matters.

Schedule your showing today!

Video Review of Low/No Down Payment Scenarios Below

Clickable TCA | Low & No Down Payment Examples

Video Review of Conventional Options Below

Clickable TCA | Conventional Examples

Video: How to Buy This Home With Little to No Money - The Right Way

TCA: How to Buy This Home With Little to No Money - The Right Way

Automated Valuation Model (AVM) | 17850 4th St

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Neighborhood Report Card | 17850 4th St

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Steve 24-7 — Clarity, Confidence, and Next Steps

The Steve Combs Team Difference: Your Pre-Approval Letter

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Typical Needed Documents Required for Your Loan Approval

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DO's and DON'Ts During the Home Buying Process

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Introduction to The Modern Home Buying Experience

Win the Offer with Homebuyer's Edge

Before they buy, refinance, or sell — make sure they start here.

Mortgage Interest Rate Buy-Downs Explained

How a Strategically Applied Temporary Buy-Down Can Help You Save!

National Rate Averages

Historical Trend

Source: Optimal Blue Mortgage Market Indices (OBMMI). Indices reflect aggregate rate lock data. Learn more.

Google

“Steve is the best lender I've work with to date. He was very detailed from initial offer to closing and always kept me up to speed as to where I was in the process. I'll will be recommending him to anyone in the market for a home.”

Adam adam
Google

“Steve Combs was great to work with! He’s very friendly, efficient and communicative throughout the entire process. He has helped me with the purchase of now 2 houses and would highly recommend him and Cornerstone Home Lending.”

Marcia Beazley marcia beazley
Google

“Steve Combs and his teams are best, if anyone looking to buy house first thing first, don’t hesitate to call Steve and get pre approval. I highly recommend”

RifZ Time rifz time
Google

“Fantastic experience working with Steve and his team! Everyone was highly communicative throughout our home buying process and helped us navigate as first time home buyers. Highly recommend!”

Kayla Titialii-Torres kayla titialii-torres
Google

“Steve Combs and his team were wonderful to work with. Very patient and explained our options well. Thanks for your help in making our dream come true!”

Nancy Lee nancy lee
Google

“Steve was amazing right from the beginning! He is clearly very knowledgable and is able to explain everything in a way that is easy to understand. He was very detail-oriented and worked to ensure we were well taken care of. We are so glad that we decided to trust Steve while buying our first home!”

Amber Noegel amber noegel

So helpful!

“Steve was amazing right from the beginning! He is clearly very knowledgable and is able to explain everything in a way that is easy to understand. He was very detail-oriented and worked to ensure we were well taken care of. Even with the bumps at the end (not due to any fault of his own!), we were very confident in Steve's ability to work everything out and for our benefit. We are so glad that we decided to trust Steve while buying our first home!”

A
amber noegel
Google

“Steve Combs was very professional and hands on. I purchased from out of state and working with him was the easiest part of the whole process. My experience with Steve was smooth and straightforward and I feel he had my best interest at heart. Thank you!!”

Ashley Ellison ashley ellison
Google

“Steve Combs is one of the best lenders I worked with. He treating his clients with professionalism and really care about getting the best terms on the loan for his clients. It’s not about his interest, it’s about what ever it takes to make his customers happy. I always refer my clients to Steve Combs.”

Natalya Ford, natalya ford,